Personal Finance, Budgeting, Debt Management, Frugal Living, and Money Saving Articles of Interest!
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Debt and Debtor's Disease - Do You Have It? Debtor's disease is the silent killer of respect, marriages, self control, and families. There isn't a part of your life that it won't touch and destroy.
Christmas After Credit Cards It is especially important during the holiday season to keep focused on financial goals. It's so easy to get distracted from goals with the excitement and anticipation of children mounting each day the holiday grows closer.
Budget Friendly Halloween Costumes There was a time when Halloween costumes were much more original. You were not likely to bump into three or four other characters that looked exactly like you. There were of course costumes of the same theme, but each was unique by comparison. So, don't let that little girl cry because you can't find her the purrrrrrrrrrr-fect cat costume. You can create a much nicer one from everyday items and a few craft materials.
Frugal Gifts for Frugal Gals If great minds think alike, the same is true of frugal minds. Simply look within yourself. The frugal gal can get excited about the most ordinary items.
Getting Out of Debt by Steven B. Smith - Getting out of debt is one of the key elements to becoming financially fit. In a society driven by financial excess, reaching this goal is increasingly difficult but can be done with some determination and the right tools to help you get there.
Back to School Savings Tips to save you money on back to school supplies. Planning and a good shopping strategy are essential to maximize savings on back to school shopping.
Find Your Niche in the Business World Invest in yourself and your happiness. Find your niche, or place, in the business world. It could be as easy as re-discovering yourself.
Low Budget Wedding Reception Keeping wedding expenses to a minimum is challenging. Many marriages start with huge financial burdens due to wedding costs alone. This can put alot of stress on a marriage. Choose a low budget wedding and start your married life together with one less financial worry.
Buying a House or a Home? A house is just that, a house, until someone lives in it. That's when it becomes a "Home." There's a big difference.
Grocery Savings - Your Kitchen is a Goldmine! Your grocery budget is the most flexible area of your household budget... If you haven't figured it out already, your kitchen is a Goldmine. There are numerous ways to reduce the grocery budget and free up funds to use in other areas.
Considering a Car? Car Buying Tips" As one of the "major purchases" in life, car buying is one to be carefully considered. Your first task will be to determine exactly what market you're going for... "You are what you drive?" I don't think so.
Gift Ideas from the Heart Coming up with gift ideas on a budget may seem difficult at first. Put some thought into your gifts and you will be rewarded not only with lower costs but more practical, useful, gifts for the recipient.
Budgeting and Debt Management Together, budgeting and debt management build financial security and independence. Like "peanut butter and jelly" most of us can't have one without the other.
Biggest Budget Blunders Does your budget never seem to balance the way it should? Are you constantly digging into the savings to make ends meet?..... .....plan for inevitable expenses that we naively refer to as "unexpected." .....Start counting on the car breaking down instead of hoping it doesn't!
Frugal Freedom People who live a frugal lifestyle often live with less stress. Much of the transition from spendthrift to frugal is within the mind. It's not so much a physical shedding of the luxuries of life. Rather.
Vacation Values The family vacation is a tradition intended to bring families closer together and one that many of us would just not think of giving up.
Resourceful Redecorating - Budget Friendly Home Decorating This is a great time to bring some new ideas into your home and liven things up! Before you buy, shop at your own home. If you have "stuff" laying around the garage or home that can compliment your desired decorating theme, use it.
More Money? My Cup Runneth Over...But I'm Still Thirsty It's a strange phenomenon. It seems the more money you have, the more you need. It makes perfect sense. Given more money, most people would increase their standard of living.
Budget Planning - It's Elementary My Dear Watson You don't have to be a financial wizard to solve this mystery. And you certainly don't have to be Sherlock Holmes. You see it really is an elementary concept.
OOPS! Did I Forget the Free Fun? In my recent article "Kids Just Wanna Have Fun" I offered some ideas to keep your fun hungry kids happy. But, duhhhhh... I forgot the FREE FUN STUFF! Well ya' know that's the most important stuff.
You Can Work at Home and Love It What are you passionate about? What do you believe in? If you pursue what you love and are passionate about, YOU WILL BE SUCCESSFUL!
Kids Just Wanna Have Fun! "Kids Just Wanna Have Fun." And who could blame them? I don't think there are many of us who haven't longed for the carefree, playful days of our youth. I have four of these carefree fun hungry kids. Keeping them entertained on a tight budget is always a challenge.
More Personal Finance Information and Money Saving Articles
Springtime Car Care You should be aware that proper car care not only extends the life of your car, but saves on gas. Who isn't interested in saving gasoline these days? Gas prices remain at an all time high and consumers are looking for ways to save at the gas pump.
Great Gifts for Graduates We have many great low cost gift ideas great for graduation gifts or any occasion in our gift ideas section. Here are some additional ideas for creative gift giving for the special graduate in your life.
10 Free Gardening Tools You can budget your home gardening expenses to really make your gardening efforts pay off. Home gardening can save you money on your food expenses. But, only if you practice frugal gardening.
Great Gardening Tips Every gardener knows that no matter how long you've been growing your garden, there's always something new to learn.
Going Green Going Green, simple living, natural living... all are about minimizing consumption of our natural resources and, consequently, saving money!
Being in debt is not a crime. This is what all consumers should keep in mind before they start taking loans and credit. But the fact remains that most debtors take loans often going beyond their affordability and fail to make the payments... Read more about Simple Steps to Debt Free Living
Reverse Mortgage What is a Reverse Mortgage? In the case of reverse mortgage, which is also known as a conversion mortgage, the home is used as collateral to get the cash amount. We can say that this is similar to a standard mortgage, but for reverse mortgage there are no monthly loan payments and the homeowner doesn't need an income to qualify for this kind of mortgage.
Use a Dresser to Organize Your Garage! There are lots of ways to recycle furniture and give a favorite piece a new purpose and new life. Recycling helps the environment, saves resources, and saves you money!
How Much Does Life Cost? To budget for life, you have to know what life costs. Well, lets start with something smaller and work our way up. What does a penny cost? Well, apparently you can't even buy a penny for a penny these days.
Need Budget Help? There once was a housewife named JaneWho tried to stick to her budget in vain There would come a surprise to her budget's demise And, Jane would start over again!
Sound familiar? Poor Jane needs some budget help! She tried and tried and just couldn't get her household budget to work.
Having Fun and Living on a Budget Is living on a budget a chore for you! It doesn't have to be. You can put some fun into your budgeting tasks.
Income Taxes and Debt Free Living Income taxes are a fact of life. For those of you who prepare your own tax returns, be sure to take all the credits and deductions you're entitled to. Maximize your tax savings.
- Shop at Aldi Grocery for Big Savings I discovered Aldi Grocery store about a year ago. I learned of this discount grocery store while visiting a frugal forum, got curious what all the fuss was about, and decided to check it out. Turns out, I had two Aldi stores in my area. Once I visited this great discount grocery store, I could not believe all the savings I had been missing out on...Read On
- Crafty Craft Ideas Crafts keep the kids busy and provide some unique gifts for giving. Use these craft ideas to bring out the creative side of children and adults and kick start your summer fun. The whole family can join in creating these great home made crafts. Have fun and make some timeless family treasures as well...Read On
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