The first monthly budget worksheet compares your actual spending against your net monthly income. A household budget is essential for successful money management.
Print this free budget worksheet to record expenses and compare expenses to income. In worksheets 2 and 3 you will create a balanced spending plan and a debt record with a debt repayment plan.
Tip: For best printing results choose printing preferences "landscape" and then print pages 1-3.
Budget Calculator See how your expenses compare. A great tool to identify specific category overspending.
Monthly
Budget Worksheet for ____________________
Free financial worksheet
(1 of 3)
To
calculate your monthly budget simply print this budget worksheet
and write down how much you currently spend for each of the budget
categories per month below. Then add up all your budgeted expenses
and compare that to your net monthly income.
BUDGET CATEGORY
AMOUNT
Allowances: #First_name#
�
Allowances:
Spouse
�
Auto: Gas & Oil
�
Auto:
Registration
�
Childcare
�
Clothing
�
Debt/Payment
To: Credit Card #1
�
Debt/Payment
To: Credit Card #2
�
Debt/Payment
To: Credit Card #3
�
Debts:
Car Payment #1
�
Debts: Car
Payment #2
�
Debts:
Mortgage
�
Donations
�
Entertainment:
Cable & Internet
�
Entertainment:
Movies & Events
�
Financial
Plan: College Fund
�
Financial
Plan: IRA
�
Financial
Plan: Investments
�
Food: Dining
Out
�
Food:
Groceries
�
Health:
Co-pay & Supplies
�
Household
�
Insurance:
Auto
�
Insurance: Health
�
Insurance: Housing
�
Insurance: Life
�
Savings
�
Taxes:
Property Taxes
�
Utilities:
Electricity
�
Utilities: Gas
�
Utilities: Mobile
Phone
�
Utilities: Phone
�
Utilities:
Water/Sewer/Trash
�
Other
Expense #1
�
Other Expense
#2
�
Other
Expense #3
�
Other Expense
#4
�
Other
Expense #5
�
Total
Monthly Expenses
�
Monthly
Net Income
�
Minus
Expenses (from above)
�
Available
Income
�
There is an automated way to do this! Mvelopes
Personal will walk you easily through this process on your
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a monthly budget setup in just a few minutes.
Mvelopes will allow you to create as many budget categories (envelopes)
as you need and will help you track every aspect of your finances.
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